Back to home
Playbooks/Earnings

How to charge what you are worth

Rate ladders, packaging, and scripts for raising your hourly rate without losing clients.

FVFresh VA Team·April 25, 2026·7 min read·5 scripts

Most VAs underprice for years because nobody taught them how to talk about money. This guide gives you a rate ladder, a packaging framework, and 5 word-for-word scripts for raising your rates with new and existing clients.

Key takeaways

  • Hourly billing caps your income. Move to packages.
  • Raise rates every 6 months as a default, not an exception.
  • Most clients will accept a 15-20% raise without pushback.
  • Your rate signals quality. Cheap rates attract bad clients.

The 5-tier VA rate ladder

Use this as a benchmark. Adjust for your region and niche.

  • Tier 1 - New VA: $7 to $12/hr
  • Tier 2 - 6 months experience + 2 testimonials: $13 to $18/hr
  • Tier 3 - 1 year + niche specialization: $20 to $30/hr
  • Tier 4 - 2 years + recurring revenue: $35 to $50/hr
  • Tier 5 - Specialist (bookkeeping, paid ads, ops): $60 to $100/hr

Why hourly billing keeps you stuck

You are penalized for getting faster. A task that took 2 hours last month takes 1 hour now because of AI and experience. Hourly billing means you make less.

Switch to monthly retainers (e.g. 20 hours per month at a fixed rate) or per-project packages.

Build a 3-tier package

Offer Bronze, Silver, Gold. Most clients pick the middle. The structure pushes the conversation away from price-per-hour to value.

  • Bronze - 10 hrs/mo - inbox + calendar - $300
  • Silver - 20 hrs/mo - inbox + calendar + projects - $560
  • Gold - 40 hrs/mo - full ops support - $1,040

Script 1 - Quoting a new client

'Based on what you described, I would recommend the Silver package at 20 hours per month for $560. That covers your inbox, calendar, and weekly project coordination. We can revisit in 60 days if you need more.'

Script 2 - Asking for the first raise (existing client, 6 months in)

'Hi [Client], I wanted to flag that I will be adjusting my rate from $20 to $24 per hour starting [date 30 days out]. This reflects the additional [specific examples - new tools, expanded scope]. Happy to chat if you want to talk through it.'

Script 3 - Handling pushback

'I understand. Let's look at the value side: in the last quarter I [specific outcomes]. The new rate works out to about [$ extra per month] for the same coverage. Would it help to walk through the impact together?'

Script 4 - When a client asks for a discount

'I can offer a discount if we shrink the scope. We could move from Silver to Bronze for the same [%] reduction. The full Silver scope stays at [original price]. Which would work better for you?'

Script 5 - Walking away

'I appreciate the conversation. The new rate reflects my market and is not something I can flex on right now. I am happy to introduce you to a great VA at the lower rate, or we can wrap things up at the end of the month. Either way, no hard feelings.'

Want a real client to put this into practice?

Fresh VA matches you with vetted businesses. No fees, structured onboarding, ongoing support.